MONTHLY BUDGET LIST(This list is not complete. It is only here to help you remember as many items as possible. Please add your own items.)
1. Food at home (including cleaning supplies)
2. Food outside the home (such as lunch at work, business meals)
3. Clothing (consider a full year and divide by 12)
4. Dry cleaning, laundramat charges
5. Mortgage or rent
6. HOA (homeowner’s association fees)
7. Home property taxes
8. Homeowners insurance
9. Home repairs and maintenance
10. Water
11. Power
12. Gas
13. Trash collection
14. Home phone service
15. Cell phone
16. Cable or satellite service
17. Internet service
18. Home heating oil
19. Pest control services
20. Gardening, pool maintenance, other outside service providers
21. Car payments
22. Car insurance
23. Gasoline
24. Car repairs and maintenance (consider a full year and divide by 12)
25. Car registration (annual divided by 12)
26. Religious contributions such as tithing
27. Unreimbursed business expenses
28. Furniture purchase payments
29. Jewelry purchase payments
30. Pawn shop payments
31. Health insurance premiums
32. Health insurance deductibles and co-pays
33. Dental expenses
34. Vision care expenses
35. Medication expenses
36. Medical equipment expenses (such as braces, crutches, prosthetics)
37. Animal care expenses (food and medical)
38. Storage fees
39. Bank fees/charges
40. Book, magazine subscriptions
41. Child care expenses
42. Child school expenses
43. Child extra-curricular expenses
44. Life insurance premiums and loan repayments
45. Retirement account contributions and loan repayments
46. Entertainment
47. Emergency fund
48. Financial contributions to a financially distressed family member
49. Private school tuition
50. College tuition, room, board expenses
51. Student loan payments
52. Child allowance
53. Disability insurance
54. Umbrella liability insurance
55. Worker's compensation insurance
56. Other insurance
57. Professional licenses
58. Union dues
59. Educational expenses (books, lab fees, field trips)
60. Personal grooming (hair/nails/etc)
61. Ride Share/Parking
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